Rates

Management of Assets Fee Schedule

Asset Range	Advisor Management Fee***
$250,000 - $499,999	1.05%
$500,000 - $999,999	1.00%
$1,000,000 - $1,999,999	0.90%
$2,000,000 - $2,999,999	0.80%
$3,000,000 and above	0.70%

***Custodian, Platform, Investment and Internal Costs are not included here. Depending on the construction of the portfolio, cost will vary.

Financial Planning and Hourly Work Fee Schedule

Description	Cost***	Generally Speaking
Financial Planning Consultation	$250	1 Hour / 1 Meeting
We generally charge $3,000 for a Financial Plan. $250 consultation is absorbed here***	$3,000	8 Hours / Multiple Meetings
On-Going Financial Planning Consultation and/or Financial Plan.	$1,000	4 Hours / Meeting per year
Hourly rate for specific planning needs/projects	$250	1 Hour / Scope of project
**Basic retirement plan available for a flat fee.	$500	2 Hours / 1 Meeting

Purchase of a contract with an Insurance Company: Cost varies by product

Products like life insurance, disability insurance, annuities or long-term care. Insurance company pays a commission to advisor

All Fees Are Discussed and Agreed Upon Prior to Engagement

***These fees are negotiable for specific client situations and levels of engagement for clients with Assets above $250,000 AUM. Planning would be included.