Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Don't Buy The Hype There are a lot of misconceptions about Social Security. Here’s the truth about three of them. Retirement Traps to Avoid Beware of these traps that could upend your retirement. Self-Employed Retirement Plans Estimate the maximum contribution amount for a Self-Employed 401(k), SIMPLE IRA, or SEP.